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Buying in Ballymena

Ballymena is the main town of mid Antrim, with a railway station on the Belfast to Derry line and a large rural hinterland of villages and farms.

What you'll find

Terraces and older houses around the town centre and Harryville, established estates across the town, newer developments on the edges, larger homes towards Galgorm, and village and rural properties around Broughshane, Cullybackey, Ahoghill and the Braid valley.

Who buys here

First-time buyers and families, people working in local manufacturing and engineering, farming families, and commuters heading to Antrim and Belfast.

Getting about

Ballymena station has trains to Belfast and Derry, and the M2 runs south from the edge of town. The A26 continues north to Coleraine.

Mortgage points to note

  • Affordable homes. A large share of Ballymena's homes are under the first-time buyer stamp duty threshold and inside Co-Ownership limits.
  • Farm and rural income. Lenders read farm accounts differently, and some count subsidies while others won't. A broker who handles agricultural cases will know where to go.
  • Village and rural homes. Septic tanks, private water and agricultural ties are common outside the town. They narrow the lender list but rarely close it.
  • Manufacturing pay. Overtime, shift premiums and bonuses are common in local engineering jobs. How lenders treat them can change your budget noticeably.

Nearby

See also Antrim, Larne, Ballymoney and Magherafelt.

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