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Buying in Larne

Larne is a port town at the start of the Antrim coast road, with ferries to Scotland, a direct train to Belfast and a dual carriageway to the M2. Prices are lower than most towns this close to the city.

What you'll find

Terraces and older houses around the town centre and harbour, family estates on the higher ground, newer developments on the edges, and coastal and rural homes out at Islandmagee, Ballygally, Glenarm and up into the Glens of Antrim.

Who buys here

First-time buyers and families who want the coast within reach of Belfast, people who work at the port and in local industry, commuters using the train, and buyers moving to the coast or the Glens.

Getting about

Larne Town and Larne Harbour stations are at the end of the line from Belfast, and the A8 dual carriageway runs to the M2 at Newtownabbey.

Mortgage points to note

  • Value for money. Most homes here sit below the first-time buyer stamp duty threshold, which makes Larne one of the cheaper places to buy with a train into Belfast.
  • Port and shift work. Irregular hours, overtime and seasonal work come up often. Lenders want a track record, so keep payslips and P60s handy.
  • Coastal and Glens homes. Exposed coastal houses, private water, septic tanks and holiday cottages all narrow the lender list. Holiday letting needs its own type of mortgage.
  • Former Housing Executive homes. Houses are standard lending; flats and maisonettes have fewer takers.

Nearby

See also Carrickfergus, Ballymena and Ballyclare.

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