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Buying in Ballymoney

Ballymoney is a market town in north Antrim, a short drive from Coleraine and the Causeway Coast but with prices noticeably lower than the seaside towns.

What you'll find

Terraces and older houses around the town centre, family estates and newer developments, and plenty of farms, cottages and rural homes in the countryside towards Dervock, Dunloy and the Bann valley.

Who buys here

First-time buyers and young families, farming families, people working in Coleraine and Ballymena, and buyers who want to be near the coast without paying coastal prices.

Getting about

Ballymoney station is on the Belfast to Derry line, and the A26 links the town to Coleraine and Ballymena.

Mortgage points to note

  • Farm incomes. Lenders vary a lot in how they treat farm accounts, single farm payments and land. A broker used to agricultural cases helps.
  • Rural houses. Septic tanks, private water and agricultural occupancy conditions are common. Lendable, but not everywhere.
  • First purchases. Prices here put a house within reach on modest incomes, and many first-time buyers pay no stamp duty.
  • Self-builds. Rural sites with planning come up regularly. A stage-payment mortgage pays out as the build progresses.

Nearby

See also Coleraine and Ballymena.

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