What you'll find
Period houses and town houses near the centre, established estates and newer developments around the edges of town, lakeside homes and holiday properties around the loughs, and a large number of rural houses and farms across the county.
Who buys here
Local families and first-time buyers, staff at the South West Acute Hospital and in public services, people working across the border, and buyers looking for a holiday home or a place to retire near the water.
Getting about
There's no railway in Fermanagh. Belfast is the best part of two hours by road, and the border is less than half an hour from town in most directions.
Mortgage points to note
- Cross-border income. Plenty of people here are paid in euros. Many lenders reduce that income or decline it; a smaller number lend on it routinely.
- Holiday lets on the lough. A cottage let to visitors needs a holiday-let mortgage, assessed on expected seasonal income. A second home bought for your own use brings the 5% stamp duty surcharge.
- Flooding. Low-lying land near the loughs and rivers can carry flood designations. Lenders check them and so do insurers.
- Self-builds and rural homes. Building your own home on a rural site is common. Stage-payment mortgages, septic tanks and private water supplies all narrow the lender list but don't close it.
Nearby
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