Buying in Banbridge

What you'll find

Terraces and older houses around the town centre, established estates, a lot of newer developments around the edges of the town, and rural homes out towards Loughbrickland, Gilford and the surrounding countryside.

Who buys here

Commuters going both ways on the A1, young families buying new, first-time buyers who find Lisburn too dear, and people who work across the border in the Republic.

Getting about

The A1 dual carriageway runs north to Belfast and south to Newry and the border. There's no station in the town; the nearest are on the Belfast to Dublin line at Portadown, Scarva and Newry.

Mortgage points to note

• Income from the Republic. If you're paid in euros, many UK lenders either won't lend or will reduce your income to allow for exchange-rate swings. A smaller group lend on cross-border income routinely. Say so up front.
• New builds. Builders' incentives, reservation fees and long build times all affect the mortgage. Check your offer will last until completion.
• Value for money. Much of Banbridge sits under the first-time buyer stamp duty threshold and within Co-Ownership limits. See how Co-Ownership works.
• Rural homes. Private water, septic tanks and agricultural ties are common in the countryside around the town. Lendable, with fewer lenders.

Nearby

See also Lisburn and Downpatrick.